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What will climate change cost you?

Search an address to see its risk from flooding, wildfire, wind, air quality and extreme heat

The Risk Factor model is designed to approximate risk and not intended for active events.

Trusted by Industry Experts
How it works
Search any property
Review the risks
Make informed decisions


Search any property

Find leading physical climate risk modeling for any property in the U.S. Enter a property address above to get started.

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Graphic of residential property displaying climate risks


Review the risks

Get a comprehensive risk overview and access detailed reports about past, present and future risks as well as high-level solutions to help mitigate risk. Free for all residential properties.


Make informed decisions

Dive deeper into the cause of the risk, explore interactive maps, estimate damage and downtime for the building, and explore preventative solutions after creating a free Risk Factor account.

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Climate risk across the United States

  • Flood Factor logo
  • Fire Factor Logo
  • Wind Factor Logo
  • Heat Factor Logo
  • Air Factor Logo
  • 29.5M
    Properties at risk today
  • 30.5M
    Properties at risk in 30 years
  • 3.5%
    Change in risk
Flood V3
Map displayed at the county level
  1. Minor - 0.5M
  2. Moderate - 9.1M
  3. Major - 9.0M
  4. Severe - 6.2M
  5. Extreme - 5.9M


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As featured in the New York Times

“For too long, we have let people live in communities, and even attracted them to join a community, while keeping them in a state of ignorance about the risk that they’re under.”
Source: “Here is the first-ever map showing wildfire risk to American homes.”

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Office of Management and Budget

"This assessment’s exposed value of Federal facilities for the year 2022 within the 100-year floodplain … is more than double when using the modeling from First Street Foundation relative to the analysis performed for the 2023 President’s Budget using the FEMA Flood Maps"

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From the Wall Street Journal

“The model from the nonprofit First Street Foundation represents the first attempt to make property-level wildfire-risk scores freely available.”
Source: “Tens of millions of U.S. properties face wildfire risk, new study says.”